Financial decisions people make can improve the quality of their lives or make life more challenging. Either way, the impacts of individual financial choices affect the overall economic health of families and communities.
Financial Literacy – basic knowledge of financial concepts and the ability to make competent decisions is increasingly recognized as an essential life skill.
Family Living Educators deliver financial education in our community where people work and live. Some examples of recent financial education include:
A workshop designed to assist participants in setting financial priorities, tracking their spending, and developing a spending plan. Individuals can complete the program ONLINE at their own pace, at no charge, at: https://fyi.uwex.edu/moneymatters/. Once all online modules have been completed, a Certificate of Completion can be obtained by reviewing with the Family Living Educator. If you need to obtain a Certificate of Completion or complete the program in person, please contact the Winnebago County UW-Extension office at (920) 232-1973.
Dealing with a Drop in Income
Credit & Debt – Make it Work for You
A workshop designed to assist participants in the benefits and drawbacks of different types of debt, what’s in a credit report, how to raise their credit score, and ideas for paying off debt. If you are interested in accessing a copy of your free credit report, view the How to Access Your Free Credit Reports fact-sheet here. An additional fact sheet on understanding your credit score has recently became available from the Consumer Federation of America.
Managing Between Jobs
UW-Extension developed a series of 16 publications that present valuable strategies for dealing with job loss or a drastic reduction in income. Get help setting spending priorities, keeping a roof overhead, finding another job, and more.
B3459-01 Setting Spending Priorities
B3459-02 Strategies for Spending Less
B3459-03 Deciding Which Bills to Pay First
B3459-04 Talking with Creditors
B3459-05 Keeping a Roof Overhead
B3459-06 Meeting Your Insurance Needs
B3459-08 Making the Most of What You Have
B3459-09 Deciding If Bankruptcy Is An Option For You
B3459-10 Taking Care of Yourself
B3459-11 How You Can Help When Mom or Dad is Unemployed
B3459-12 Helping Children Cope
B3459-13 Community Agencies That Can Help
B3459-14 Looking For a Job – Watch Out for Scams
B3459-15 Where to Go for Help Finding a Job
B3459-16 Starting Your Own Business
A week-long, financial education initiative delivered in Winnebago County in partnership with local agencies, including the Oshkosh Area United Way, ADVOCAP, Wisconsin’s Department of Financial Institutions, the Federal Reserve Bank of Chicago, and area financial institutions.
UW Extension Self-Help Resources
UW Extension has a number of financial education resources that may be used for self study including the following:
Organizing Your Financial Records
Taking Control of Your Spending
Tracking Your Spending
Using Power Payments to Pay off Debt
Tax Credits for Low and Moderate Income Families Blog
Managing Your Personal Finances in Tough Times Blog
The Wallet Tracker
Cutting Back and Keeping Up Fact Sheet
Retirement Rules of Thumb
Family Estate Planning In Wisconsin